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BBPS

Become a BBPS agent

Collect electricity, gas, water, telecom and utility bills at one counter, under Bharat Bill Payment System. The margin is thin and the footfall is monthly — which is the actual reason to do it.

A retailer assisting a customer with a utility bill payment
Why agents add it

Why bill payments earn their place on a counter.

Not for the commission. For what a monthly bill does to the number of times someone walks through your door.

Many billers, one counter

Electricity, gas, water, telecom, DTH, insurance and more through a single system instead of several separate portals.

Monthly, by definition

A bill arrives every month whether the customer thinks about it or not. That is a visit you can rely on.

It brings people in

The customer paying an electricity bill is standing at a counter that also sells tickets, FASTag and PAN services.

Instant confirmation

Payments confirm at the counter, so the customer leaves with proof rather than a promise.

No special hardware

A computer or phone, internet and a printer. No biometric device.

One wallet balance

Runs on the same balance as ticketing and recharge, so you are not funding four separate floats.

How it works

How onboarding works.

Your next steps

Tell us what you already run

Follow the process below. Select a number to explore a step.

  1. Tell us what you already run

    BBPS works best on a counter with existing walk-in traffic. A short call establishes whether yours qualifies.

  2. We confirm the arrangement

    Agents are onboarded as collection points under an authorised operating unit. We confirm what applies to you.

  3. Submit your KYC

    PAN, Aadhaar, a photograph, bank account and business proof.

  4. Verification and setup

    Your file is checked and submitted, and your counter is enabled for bill collection.

  5. Start collecting

    Take payments across biller categories from the same screen.

What you need

What you need.

Less than almost any other service on this site — which is part of the appeal.

Computer or smartphone
Either works
Internet
Reliable enough to confirm a payment while the customer waits
Printer
Customers want a receipt for a bill they have paid
PAN and Aadhaar
Yours, as the applicant
Bank account
Commission settles to it

There is no BBPS “licence” for an agent.

A lot of people search for one, and some providers are happy to sell the idea.

Billers and operating units are authorised centrally under NPCI. An agent is onboarded as a collection point under an authorised unit — that is a different thing from holding a licence in your own name.

If someone offers you a BBPS licence, ask exactly what document you will receive and whose name will be on it. The answer tends to end the conversation.

BBPS

Questions before you add bill payments.

What is BBPS?

Bharat Bill Payment System — an integrated bill-payment system operated under NPCI. It puts electricity, gas, water, telecom, insurance and other billers into one place, so a customer can pay any of them at one counter instead of several.

Is there a BBPS licence I can apply for?

Not as an individual agent, no — and this is the most common misunderstanding about BBPS. Billers and operating units are authorised centrally. Agents are onboarded as collection points under an authorised unit. If a provider offers to sell you a "BBPS licence", ask precisely what document you will receive.

How do I become a BBPS agent?

Through an authorised channel. Tell us what your counter already does and where you are — +91 91091 35959 — and we will tell you what applies.

What bills can I collect?

The biller categories available through BBPS, which include electricity, gas, water, telecom, DTH, insurance and loan repayments among others. The exact list changes as billers join, which is why we do not publish a fixed one here.

What does BBPS agent registration cost?

It depends on the arrangement you are onboarded under. We will give you the figure for your case on a call rather than publish one that may not apply — see pricing.

How much commission does a BBPS agent earn?

Commission is per transaction and varies by biller category. Bill payment is a volume business rather than a margin business, which is worth knowing before you build expectations on it.

Do I need special equipment?

No. A computer or smartphone, internet and a printer. Unlike AEPS or a banking point, there is no biometric device involved.

Why add bill payments if the margin is small?

Because of what it does to footfall. A customer paying an electricity bill visits monthly, reliably, and buys other things while they are there. Its value is usually in the visits it generates rather than the commission on the bill itself.

What happens if a bill payment fails?

Failed payments reconcile and reverse. Take the transaction reference at the counter and call +91 91091 35959 if it has not cleared. Support runs 24 hours, 7 days.

Can I run BBPS with recharge and ticketing?

Yes, and it is the natural combination — they are all counter services drawing on the same walk-in traffic, running on one wallet balance.

Add bill payments to your counter.

Call +91 91091 35959 and we will tell you what onboarding involves and what it costs for your case.

हिंदी में जानकारी

भारत बिल भुगतान सेवा

बिल भुगतान एजेंट उपलब्ध बिलर के बिजली, गैस, पानी और अन्य बिलों का भुगतान करने में ग्राहकों की सहायता करते हैं। बिलर, ग्राहक विवरण और भुगतान राशि की पुष्टि के बाद ही भुगतान करें।

क्या तैयार रखें

  • कंप्यूटर या मोबाइल और इंटरनेट
  • दुकान एवं पंजीकरण के लिए मांगे गए पहचान और पते के दस्तावेज
  • ग्राहक के सही बिल विवरण और भुगतान के बाद रसीद

आगे की प्रक्रिया

  1. अपनी दुकान के लिए उपलब्ध बिल भुगतान सेवाएं पूछें।
  2. पंजीकरण और वॉलेट की वर्तमान शर्तें समझें।
  3. सफल भुगतान की स्थिति जांचें और रसीद दें; लंबित भुगतान दोबारा न करें।

पासवर्ड या ओटीपी किसी व्यक्ति को न बताएं। सहायता के लिए +91 91091 35959 पर संपर्क करें या पूछताछ भेजें।

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