Become an AEPS agent

Aadhaar Enabled Payment System. A customer authenticates with their Aadhaar number and a fingerprint, and can withdraw cash, deposit, check a balance or get a mini statement — without a card, a cheque or a branch.

AEPS access is issued through an authorised banking channel rather than applied for directly. Tell us where you are and what your counter already does — +91 91091 35959 — and we will tell you what applies to your case.

You will see "free AEPS ID" advertised very widely. What it usually means is that a joining fee is waived while you still buy the biometric device, which is the real cost of starting. Rather than compete on the word, we will tell you our actual charge in one sentence on the phone. If a provider cannot do the same, that is informative.

A biometric fingerprint scanner with a current RD service, a smartphone or computer, and reliable internet. A printer if you want to give receipts, which customers expect.

Registered Device service — the software layer that lets a scanner talk to the Aadhaar authentication system. It expires. A scanner that worked last month and suddenly does not usually needs its RD service renewed, not replacing.

Commission is per transaction and varies by the banking programme and the transaction type. We do not publish a monthly figure, because it depends entirely on your footfall and what your customers actually do at the counter.

No, and the difference matters. AEPS authenticates with Aadhaar and a fingerprint. A Mini ATM uses a debit card and a PIN. Many counters run both, because customers arrive with different things in their pocket.

No, but you are handling cash and following process exactly. AEPS is less forgiving of approximation than selling a ticket, and the customer standing in front of you is withdrawing their own money.

Usually a settlement delay rather than a lost amount, and it reverses. Take the transaction reference at the counter and call +91 91091 35959 — support runs 24 hours, 7 days.

Yes, and it is a common combination. They draw different customers at different times of the month, which is the point.